Terms and Conditions

1. Ownership of Content

All content available on the Site, including text, graphics, logos, images, comparisons, and software, is the property of Top5 HRT or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may view and use the content for personal, noncommercial purposes only. No right, title, or interest in any content is transferred to you by accessing the Site.

2. Use of the Site

You agree to use the Site for lawful purposes only and in accordance with these Terms.

You must not use the Site:

• In any way that violates applicable laws or regulations
• To exploit, harm, or attempt to exploit or harm others
• To interfere with the operation or security of the Site

We reserve the right to deny access to the Site to anyone who violates these Terms.

3. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which explains how we collect, use, and share information. Please review our Privacy Policy carefully. By using the Site, you consent to the practices described in it.

4. Third-Party Links

The Site may contain links to third-party websites for your convenience. We do not control or endorse any third-party websites and are not responsible for their content, policies, or practices. Accessing any third-party site linked from ours is at your own risk.

5. Disclaimer of Warranties

The Site and all information available through it are provided "as is" and "as available" without any warranty of any kind, either express or implied. We make no guarantees regarding the completeness, accuracy, reliability, or availability of the Site or its content.

We do not provide medical advice. The content on the Site is for informational purposes only and is not intended to substitute for professional healthcare advice, diagnosis, or treatment.

6. Limitation of Liability

To the fullest extent permitted by law, Top5 HRT shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of your use or inability to use the Site or any information provided on the Site.

7. Indemnification

You agree to indemnify, defend, and hold harmless Top5 HRT, its affiliates, officers, directors, employees, and agents from and against any claims, damages, obligations, losses, or expenses arising out of your violation of these Terms or your misuse of the Site.

8. Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

9. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law principles. Any disputes arising from these Terms or your use of the Site shall be resolved exclusively in the courts located in New York, New York.

10. Contact Us

If you have any questions about these Terms of Service, you may contact us at:

[email protected]